CM Punjab Meri Gari Scheme Apply Update 2026
The CM Punjab Meri Gari Scheme 2026 is a government initiative designed to help residents of Punjab purchase vehicles through affordable monthly installments and low markup financing. This program aims to reduce the burden of expensive bank loans and make car ownership easier for eligible citizens.
According to official updates, the scheme is currently active for the 2026 phase, and applicants can submit their requests through the government’s authorized vehicle finance portal. Below are the updated details of the scheme.
Key Information – CM Punjab Meri Gari Scheme 2026
| Category | Details |
|---|---|
| Scheme Title | CM Punjab Meri Gari Scheme 2026 |
| Official Application Portal | Government Vehicle Finance Portal (Official Website) |
| Eligibility Criteria | Must have Punjab domicile and valid CNIC |
| Vehicle Options | Brand new and certified pre-owned cars |
| Installment Structure | Easy monthly installments with low markup and extended repayment period |
| Required Documents | CNIC, proof of income, valid driving license |
| Official Helpline | 0800-02345 (Punjab Government) |
| Current Status | Must have a Punjab domicile and a valid CNIC |
Purpose of the Scheme
The main objective of the CM Punjab Meri Gari Scheme is to support middle- and lower-income families by offering a transparent and affordable vehicle financing option. The scheme provides flexible repayment plans so applicants can manage installments without financial stress.
Citizens are advised to apply only through the official government portal and verify all information from trusted sources before submitting documents.
CM Punjab Meri Gari Scheme 2026 – Complete Guide for Applicants
The CM Punjab Meri Gari Scheme 2026 is a public welfare initiative launched by the Government of Punjab to help eligible residents purchase a vehicle through affordable monthly installments and reduced markup rates. The program is designed to minimize reliance on high-interest commercial auto loans and to provide easier access to car ownership for students, working professionals, women, and self-employed individuals.
This scheme operates through a transparent digital system, allowing applicants to submit and track their requests online without the involvement of agents.
Eligibility Criteria – Who Can Apply?
To apply for the CM Punjab Meri Gari Scheme, applicants must fulfill the following requirements:
- Valid Computerized National Identity Card (CNIC)
- An active registered mobile number
- Permanent domicile of Punjab
- Proof of income (salary slip or recent bank statement)
- Valid driving license (applicant or nominated driver)
These conditions are set to ensure that genuine and deserving citizens of Punjab benefit from the program.
Required Documents for Online Application
Before starting your application, prepare the following documents:
- Copy of CNIC (front and back)
- Punjab domicile certificate
- Recent utility bill (for address verification)
- Salary slip or bank statement as income proof
- Driving license (applicant or nominee)
- Recent passport-size photograph
- Bank account details for installment deductions
Make sure all uploaded files are clear and readable to avoid delays in processing.
Step-by-Step Application Process
Follow these steps to apply for the CM Punjab Meri Gari Scheme:
- Visit the official Government of Punjab vehicle finance portal.
- Register using your CNIC number and active mobile number.
- Fill in your personal, employment, and income details accurately.
- Choose your preferred vehicle (new or certified used).
- Upload the required documents in PDF or JPG format.
- Submit your application and save the tracking/reference number.
- Wait for verification and approval from the financing partner.
- After approval, pay the down payment and complete financing formalities.
This streamlined online procedure ensures transparency and eliminates the need for middlemen.
Key Benefits of the Scheme
- Lower markup rates compared to standard auto financing
- Flexible repayment period ranging from 3 to 7 years
- Support for youth, women, and job seekers
- Fully digital and transparent application system
- Opportunity to generate income through ride-hailing or delivery services
The scheme promotes economic mobility and financial independence for eligible citizens.
Official Support & Contact
For assistance regarding the CM Punjab Meri Gari Scheme, applicants can use the following support channels:
- Punjab Government Helpline: 0800-02345
- Visit the nearest Punjab e-Khidmat Center for in-person guidance
- Track application status via SMS notifications on your registered mobile number
For verified updates and simplified guidance, you can also visit:
https://punjabcmscheme.pk
For official announcements and confirmation, refer to the Government of Punjab’s official portal:
https://www.punjab.gov.pk/
Final Words
The CM Scheme 2026 provides a valuable opportunity for eligible residents of Punjab to own a vehicle through manageable installments and low markup financing. Applicants are strongly advised to apply only through official government channels and avoid paying any fees to unauthorized agents.
Frequently Asked Questions (FAQ)
1. What is the CM Punjab Meri Gari Scheme 2026?
It is a Punjab Government program that allows eligible citizens to purchase new or certified used cars with affordable monthly installments.
2. Where can I submit my application?
Applications must be submitted through the official Government of Punjab vehicle finance portal.
3. Who qualifies for the scheme?
Residents of Punjab with a valid CNIC, proof of income, and a driving license are eligible. Special consideration may be given to women and job seekers.
4. Is it safe to apply through an agent?
No. Applicants should avoid agents and submit their applications directly through official government platforms.
